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Free Business Tools

Free interactive tools for agencies, freelancers, and teams. Calculate project profitability, pricing, and more.

Billable Hours Calculator

Calculate your billable hours, utilization rate, and estimated earnings. Includes a 6-minute increment billing chart for lawyers and consultants.

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Overhead Rate Calculator

Calculate your overhead rate per billable hour — so you know the minimum rate you need to charge just to cover your costs before making a profit.

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Upwork Fee Calculator

Calculate your real Upwork take-home pay after service fees, Connects costs, and withdrawal charges. Includes reverse calculator.

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Agency Capacity Calculator

See how many hours your team can actually sell each week — after PTO, internal time, and a realistic utilization target — and what that capacity is worth.

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Billable Rate Calculator

Work out the hourly rate you need to charge — based on your income goal, taxes, overhead, and how many hours you can realistically bill.

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Billable Utilization Calculator

Measure what share of your hours actually gets billed — and see how much revenue the gap to your target utilization costs you every year.

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Blended Rate Calculator

Find the true average hourly rate your mixed team bills at — and the margin behind it — across seniors, juniors, designers, and PMs.

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Fixed Price Project Calculator

Work out what to quote on a fixed-price project — covering labor, contingency, external costs, payment fees, and the profit margin you want to keep.

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Project Profitability Calculator

Calculate your real profit margin on any client project — factoring in labor, overhead, tools, and hidden costs most freelancers forget.

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Retainer Profitability Calculator

Find out what your retainer clients really earn you each month — after over-servicing, labor, and overhead — and what to charge at renewal.

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